What is the December Loan Deferment?

The December Loan Deferment allows you to skip your payment for the month of December, leaving more money in your pocket for holiday cheer!

Interest will continue to accumulate, and payments will resume in January. By deferring the December payment(s) on your loan(s) the final payment date may be extended, and the final payment amount may change due to the accumulated interest. Any payroll deduction payments that are received during the deferral period will be deposited to your regular excess distribution savings or checking account and be available for withdrawal.

All that is needed to defer your December payment is to complete this form no later than your December payment date.

Your Information:

Who qualifies?

To qualify you must be in good standing with Quantum and have made one payment on your loan. First Mortgages, Second Mortgages, Home Equity Lines, Balloon Notes, and VISA® credit cards do not qualify. Members who have filed bankruptcy, are in the process of filing bankruptcy, or are an active Member Solutions participant do not qualify.

If you chose to defer your July 2026 loan payment(s), you will NOT be eligible for the December Deferment.

Thank You for submitting your request!

A Member Services Representative will contact you regarding this request within 1-2 business days.