This form will be used to request the balance transfer from an associated MCCU VISA Credit Card.
To complete this form, you will need the following Information:
  • Your MCCU Account and VISA Card Information
  • Requested Balance Transfer Account Information
  • Most Recent Requested Balance Transfer Account Statement(s)
If your balance transfer request total exceeds your MCCU VISA Credit Card limit, please click the link below to request a credit limit increase.
MEMBER INFORMATION
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Card 1 Information:
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Please upload the most recent statement from the card issuer for this account. Please make sure the statment provides includes the following information:
  • Your Name
  • Your Address
  • Payment Address
  • Credit Card/Account Number
  • Credit Card Balance
You may upload either an image or document file using the correct drop box below:
Upload Image

Click or drag & drop image here to upload

Upload File

Click or drag & drop file here to upload

Card 2 Information:
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Please upload the most recent statement from the card issuer for this account. Please make sure the statment provides includes the following information:
  • Your Name
  • Your Address
  • Payment Address
  • Credit Card/Account Number
  • Credit Card Balance
You may upload either an image or document file using the correct drop box below:
Upload Image

Click or drag & drop image here to upload

Upload File

Click or drag & drop file here to upload

Card 3 Information:
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Please upload the most recent statement from the card issuer for this account. Please make sure the statment provides includes the following information:
  • Your Name
  • Your Address
  • Payment Address
  • Credit Card/Account Number
  • Credit Card Balance
You may upload either an image or document file using the correct drop box below:
Upload Image

Click or drag & drop image here to upload

Upload File

Click or drag & drop file here to upload

Authorization, Terms and Conditions:
By submitting this request and checking the box below, I authorize Metrum Community Credit Union to pay, on my behalf, each balance or portion of balance I have designated. I have read and agree to the terms and conditions noted below.
I Authorize and agree to the Terms and Conditions.
TERMS AND CONDITIONS
PROMOTIONAL BALANCE TRANSFER OFFER The Annual Percentage Rate (APR) for Balance Transfers will be 5.99% for 12 months. After the expiration of the introductory rate period, Your APR will vary with the market and will be determined in accordance with the terms of Your original Agreement and Disclosure. Balance transfer transactions will accrue finance charges at an introductory Daily Periodic Rate of 0.01641% (corresponding to an ANNUAL PERCENTAGE RATE of 5.99%) for 12 months. Upon expiration of the introductory rate period, any remaining balance transfer balance will accrue interest at the applicable non-promotional APR disclosed in Your Credit Card Agreement and Disclosure. A Balance Transfer Fee of 3.00% of each transfer will apply, with a minimum fee of $5.00 per transfer. TERMS AND CONDITIONS Balance transfers are subject to the terms and conditions of Your Credit Card Agreement and any applicable promotional offer. The amount of the transfer(s) cannot exceed Your available credit limit. Please allow up to three (3) weeks for processing and continue to make payments on Your existing credit card accounts until the balance transfer is confirmed. Submission of this form does not constitute payment to the accounts listed above. You remain responsible for making all required payments to Your creditors while the requested balance transfer is being processed. Metrum Community Credit Union is not responsible for any remaining balance on the account or for any finance charges, fees, penalties, or other charges incurred as a result of delays in processing the balance transfer. If You wish to close an account being paid by a balance transfer, You must contact the creditor directly. Balance transfers may not be applied to existing Metrum Community Credit Union loan or credit card balances.
Thank You for your submission.
Please allow three (3) weeks for processing and transmission. Please continue to make payments until the balance transfer has been confirmed and posting has been verified.
Metrum Community Credit Union strives to provide high quality member service and to always have your back. Please let us know if we can assist you in any additional ways and we will do our best to do so.