An HSA Checking Account is a Health Savings Account used with your employer's High Deductible Health Plan. You must have an IRS compliant High Deductible Health Plan to open and contribute to an HSA Checking Account. Please confirm that your medical insurance is a High Deductible Health Plan before proceeding.
**If you're uncertain about the type of medical plan you have, we recommend contacting your employer or your medical insurance provider to determine if your plan is a High Deductible Health Plan before proceeding.
US PATRIOT ACT
US Government Required Disclosures
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that on personal accounts identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
By checking this box, I confirm that I have received, reviewed and agree to the terms and conditions contained in the COPFCU Disclosures including the Membership and Account Agreement, Truth-in-Savings Disclosure, Funds Availability Policy Disclosure, E-Sign Act, Electronic Funds Transfers Agreement, Privacy Notice and to any amendments to these documents that COPFCU may make from time to time.
Credit Report for Identity Verification
Credit Report Authorization: By checking this box, you authorize COPFCU to check your credit report for identity verification purposes and/or in connection with any request for membership or credit, including any update, increase, renewal, extension or collection of credit you receive. If you request, the credit union will tell you the name and address of any credit bureau from which it received a credit report on you. COPFCU will rely on information you have provided during this process.