UEFCU Online Loan Application

Before You Begin Your Loan Application ...

To complete your application quickly, please have the following ready:

Personal Information
Employment & Income Details
3 Most Recent Pay Stubs
Government-Issued Photo ID
Estimate of Monthly Expenses & Debts

For Share-Secured Loans Only:

Your savings account information

The application should take approximately 5–10 minutes to complete.

Incomplete applications may delay processing.

Loan Request Information

Loan Amount Requested *

If Other, please enter purpose here:

Share-Secured Loan Only - Savings Account Number

*Required if applying for Share-Secured Loan

Personal Information

Member Number

Full Name *

SSN *

Date of Birth *

Email Address *

Mobile Phone *

Current Address *

City *

Zip Code *

Monthly Housing Payment *

Employment & Income

Employer Name *

Job Title *

Annual Gross Income *

+Alimony, child support, or separate maintenance need not be disclosed if you do not wish to have it considered as a basis for repaying this obligation.

Financial Snapshot

Monthly Debt Payments *

Applicant Declarations

If you answered yes to any above questions, please provide further detail here.

Required Documents

Upload documents requested below:

Upload Most Recent Pay Stubs (Paystub 1) *

Click or drag & drop file here to upload

Upload Most Recent Pay Stubs (Paystub 2) *

Click or drag & drop file here to upload

Upload Most Recent Pay Stubs (Paystub 3) *

Click or drag & drop file here to upload

*Accepted formats: JPG, PNG, or PDF. Please ensure all information is clearly visible. Maximum file size: 5MB

Upload Government-Issued Photo ID *

Click or drag & drop image here to upload

*Accepted formats: JPG, PNG, or PDF. Please ensure all information is clearly visible. Maximum file size: 5MB. Driver's License or Passport allowed.

Upload Additional Supporting Documents

Click or drag & drop file here to upload

*Accepted formats: JPG, PNG, or PDF. Please ensure all information is clearly visible. Maximum file size: 5MB. Optional -- bank statements, offer letters, etc.

Authorization & Signature

Authorization & Credit Disclosure

By submitting this application, you certify that the information provided is true and complete to the best of your knowledge.

You authorize Urban Empowerment Federal Credit Union to verify any information provided, including employment, income, and account relationships.

You further authorize the credit union to obtain your consumer credit report and other information from consumer reporting agencies in connection with this application, and for the review, update, renewal, or collection of any credit extended, where permitted by law..

Important: A credit report is not required for Credit Builder Loan applications and may not be obtained for that product.

You understand that the credit union will rely on the information provided in this application and any credit report obtained to make its decision. If requested, you will be informed of the name and address of any consumer reporting agency used.

Electronic Signature (please type) *

Enter Date *

Your Application Has Been Submitted!

Thank you for applying for a loan with the Urban Empowerment Federal Credit Union.

Your application has been successfully received and is now under review by our lending team. A loan officer will review your information and supporting documents and will contact you if any additional information is needed.

What happens next:

We will review your application and uploaded documents
If applicable, we may verify your information and/or review your credit report
A loan officer will follow up with you regarding the status of your application

Most applications are reviewed within 1–3 business days.

If you have any questions in the meantime, please contact us at (646) 933-4505 or e-mail us at loans@ue-fcu.com for further assistance.

We appreciate the opportunity to serve you.