Please read as all documents are REQUIRED in order to process the Easy Loan request.
Were you a member before May 1, 2020?
Yes
No
If 'No' please do not complete this application.
Have you ever filed for BANKRUPTCY?
No
Yes
If you are currently in BANKRUPTCY you are not eligible.
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Have you ever defaulted on a DMCU loan or caused the credit union a loss?
No
Yes
If you answered 'Yes' do not complete this application.
You are ineligible.
Have you been actively employed at the same employer for the past 2 years?
Yes
No
If you answered no, are you retired?
Yes
No
IMPORTANT: IF YOU ANSWERED NO TO BOTH QUESTIONS, YOU ARE NOT ELIGIBLE FOR THIS THE EASY LOAN.
Please exit the application.
In order to verify that you have been employed with the SAME employer for 2 YEARS, it's required that you upload either a 2018 W-2 from your recent employer, a signed letter of employment on your employer's letterhead validating 2 years of employment or a paystub from 2018.
If you are retired, please upload your SSI statement or your pension statement.
You have the option of using the first box to upload documents from your computer. Please use the second upload box if you are snapping pictures with your phone or uploading a document from your phone or any mobile device (ex. iPad).
FILE UPLOAD
Upload File. Acceptable file types are .pdf, .docx, .doc, .odt, .rtf, .txt. The maximum size of the uploaded file is 3 megabytes (3mb)
Click or drag & drop file here to upload
Uploading document...
IMAGE UPLOAD
Upload Image. Acceptable image types are: .png, .jpg, .jpeg. The maximum size of the uploaded file is 3 megabytes (3mb).
Click or drag & drop image here to upload
Uploading image...
Do you make at minimum $1,000 per month (net amount)?
Yes
No
If 'No' please do not complete this application.
If Yes, Upload two most recent and consecutive paystubs. If you are retired, paystubs are not required.
Please choose either the File Upload if you are on your computer or the Image Upload option if you are using your phone or a mobile device of any kind.
FILE UPLOAD
Upload File. Acceptable file types are .pdf, .docx, .doc, .odt, .rtf, .txt. The maximum size of the uploaded file is 3 megabytes (3mb)
Click or drag & drop file here to upload
Uploading document...
Click or drag & drop file here to upload
Uploading document...
IMAGE UPLOAD
Upload Image. Acceptable image types are: .png, .jpg, .jpeg. The maximum size of the uploaded file is 3 megabytes (3mb).
Click or drag & drop image here to upload
Uploading image...
Click or drag & drop image here to upload
Uploading image...
Please initial here to agree to have your payments automatically deducted from your DMCU account. Your first payment will come out in December.
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I understand that the loan proceeds will be deposited into my regular share account.
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Member Information
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Member Information continued
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Upload your Driver's License or State ID. Choose Upload Image or Upload File option as applicable.
Upload File. Acceptable file types are .pdf, .docx, .doc, .odt, .rtf, .txt. The maximum size of the uploaded file is 3 megabytes (3mb)
Click or drag & drop file here to upload
Uploading document...
Upload Image. Acceptable image types are: .png, .jpg, .jpeg. The maximum size of the uploaded file is 3 megabytes (3mb).
Click or drag & drop image here to upload
Uploading image...
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References
Reference for nearest relative not living in your household:
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Non-related personal reference:
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There is a non-refundable $30.00 application fee. This fee will be taken from your DMCU savings account. Please initial here stating you are aware that this fee will be taken from your savings. If the money is not available, your application will be denied.
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Thank you for your application. In order to process your loan, you must meet all of the criteria set forth, everything must be completed and all of the documentation required must be uploaded at the time you submitted this application. If it is not and you bypassed any step, your application will be denied. The demand for the easy loan is extremely high. Therefore, we must receive everything at once in order to approve an application. If you do not have the $30 in your savings account at the time of application, the application will be denied.
If you are approved, you will receive an email with documents that you must electronically sign. All loan documents must be signed and electronically submitted by 11:59 PM on October 23, 2020. If we do not receive your signed documents, you will not receive the funds and your loan will be cancelled. If you provided us with an incorrect email address, you will not receive your documents and your loan request will be denied. Please be sure to check your junk mail as sometimes mail will be sent to that folder based on individual email settings.
Please do not call regarding your loan. If you are approved and you send back your esigned documents by the deadline, the funds will be disbursed into your savings account after 5:00 PM on November 21, 2020.