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Applying for membership is easy! Just click 'Apply Now' and the application will take you through each step. A credit union representative will follow up with you to help you complete your membership.

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Great service, low rates!

Every member and loan is unique — and we treat them as such! Our loan professionals carefully review each request, looking for every possible way to help our members reach their financial goals.

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Home Financing

Whether you’re a first-time homebuyer looking for expert guidance, moving into the next stage of your life, or refinancing an existing mortgage, we are here to help make every step as easy as possible!

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Why River Valley Credit Union?

Monica F.

Member

I’ve been a member since 1991 when I was in college at Grand Valley. I’ve tried other banks over the decades but I would never let go of my credit union accounts. River Valley makes me feel like more than just a number and I will continue to be a member for years to come.

Andrea C.

Member

River Valley CU helped me flawlessly execute getting an auto loan under a time constraint and did it with a smile. They truly did EVERYTHING they could to help me get the car I worked so hard to get. It was truly one of the best customer service experiences I've ever had.

Linda C.

Member

As a long-time member, RVCU always makes me feel welcome. Whether I'm at the drive-thru window or walking into the lobby, I'm always acknowledged with a smile and asked immediately how they can help me. It's the PERSONALIZED TREATMENT I receive from RVCU that makes them stand above the others.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.