Applying for membership is easy! Just click 'Apply Now' and the application will take you through each step. If your application isn't auto approved, don't worry, a credit union representative will follow up with you to help you complete your membership.

Are you facing auto repairs? Does your home need a new kitchen or bath? Do you have an unexpected tax bill? Need a loan for Christmas this year? Stop in at Straits Area Federal Credit Union and ask about our Personal Loan programs.

Our interest rates start at only 7.9% APR* on our Visa Platinum Credit Card and 9.9% APR* for our Visa Classic Credit Card. Both cards have no Annual Fee and earn Scorecard Rewards bonus points . Compare that to your current bank credit card. *APR = Annual Percentage Rate