Apply to become a member and owner of encurage. You’ll gain access to all of our services and the perks of supporting a cooperative financial network. You can open and fund your membership fully online! If you run into any snags, our system will give us a heads up and we will contact you ASAP.

Our team makes the vehicle buying process easier from finding the right vehicle to making your first auto loan payment. We’ll work with you and your budget to finance your new or used vehicle, motorcycle, or recreational vehicle at a low rate with flexible terms for lower payments. We also offer competitive pricing on additional coverage and protection plans.

Choose the encurage credit card you want and shop in-store or online, pay bills, travel locally or abroad, and earn rewards every time you use your credit card.