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Applying for membership is easy! Just click 'Apply Now' and an application will take you through each step. If your application isn't auto-approved, don't worry, a credit union representative will follow up with you to help you complete your membership.
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Lending Solutions
We can help you with what you need….whether you’re looking for a new vehicle, a smarter credit card or a personal line of credit, we’ve got you covered.
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Home Financing
We have a variety of home loans to meet your needs including home equity lines of credit.
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Why Bay Area Credit Union?
Jessica & Chad M.
New members to Bay Area Credit Union
“My wife and I have both our vehicle loans and NOW our home loan with Bay Area Credit Union. From the bottom of our hearts, thank you for everything you have done for us. We will recommend your credit union to anyone who is seeking an organized, professional, and personal place to do business with."
David O.
Bay Area Credit Union member since 1997
“I’ve been at other institutions, and I will tell you what, nobody beats Bay Area!”
Ben K.
Bay Area Credit Union member active within the community
"The whole family are members. My kids have grown up with the credit union, from their First Mates savings to their first credit card to their first car loan, Bay Area Credit Union has been there for all the firsts!”
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National Credit Union Administration logo Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.