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Get in your Element!

Element Federal Credit Union's mission is to empower our members to live better lives by offering innovative, low-cost financial services and building a community of educated, engaged financial consumers. When you join Element, you do more than just open an account. You own the joint! Take us for a spin, and see how it feels to get in your element.

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Talk to Element about a mortgage or home equity

Move into your dream home or refinance with an Element Mortgage today! Choosing your credit union is the first step towards an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.

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Element Auto Loans

Get the ride of your dreams at a great low rate! We've made it incredibly easy to apply for a loan, you'll wonder why you didn't do it sooner! Get a car loan in February or March and you'll be entered to win 6 months of loan payments. Terms and conditions apply.

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Why Element Federal Credit Union?

Nick Quinn

Element Member since 2007

I trust and rely on Element Federal Credit Union with both my business and personal accounts. Element has played a major role in helping me improve my credit score and organization. I've never been treated better or with more respect by any financial institution.

Shantrace Ford

Element Member since 2012

Element has been instrumental in getting my finances in order. They've done everything from protecting me against fraudulent charges to financing my auto loan. If you're looking for a great credit union, then Element Federal Credit Union is the one you want!

Rhonda Mullins

Element Member since 2013

Out of all the financial institutions I have used in my lifetime, Element is by far my favorite. They even have custom, instant issue debit cards with great designs. I have Zombie Chickens on my card. Who knew? They also have lots of shared branches around the nation, and that's just really cool!

Federally insured by NCUA