I want to...
Apply for Membership Today!
Join the PCT family! As a local credit union, PCT cares about the community and providing members with great service and products to empower their financial lives. At PCT, we stand firmly in the belief of people helping people. This promotes a strong community. We look forward to being successful together.
Vehicle Loans
Finance the ride of your life! Whether you’re buying your first car, boat, motorcycle or RV, we’ll help find the loan¹ that works best for you. Looking to upgrade or refinance? We’ve got you covered.
Loan Options For Life’s Other Expenses
When you need a loan for things other than a home or car, a personal loan comes in handy. Pay unexpected bills, build credit, consolidate debt and more!
Why PCT Federal Credit Union?
Jim & Kathy H.
Members since 1984
“We have been members for over 30 years. We have done our home and car loans through PCT as well. We just rewrote our mortgage. PCT has always been a good experience. They are always consistent.”
Paula B.
Member since 2012
“I tell everyone about this credit union. I love this place! I have never heard of a credit union (or bank) going so far above and beyond for a member.”
Shannon, Kelsey, and Tyler L.
Members since 1993
“We absolutely are grateful to all of you: for your efficiency, professionalism, advice, support, politeness, expertise, kindness, and years of service. Thank you!”
Joanne B.
Member since 1981
“Their business operations are current in practice and modern technology, but the whole place conveys a sense of helpfulness and caring that is rare in today's fast-paced world.”
Branch Locations
National Credit Union Administration logo Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.