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Join the PCT family! As a local credit union, PCT cares about the community and providing members with great service and products to empower their financial lives. At PCT, we stand firmly in the belief of people helping people. This promotes a strong community. We look forward to being successful together.

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Auto Loans

Need direction? An auto loan from PCT Federal Credit Union can help you get to your destination! Whether you’re looking for a new or used vehicle, we have the right product for you.

Already financed through the dealership? No worries! Our auto loan refinancing option may save you time, money, and aggravation.

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Home Loans

At PCT Federal Credit Union, we know purchasing a home is a big decision. Our knowledgeable lending team is here to help you weigh out your options and understand the benefits of home ownership. Whether you’re interested in conventional first mortgages or government programs, we are here every step of the way.

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Why PCT Federal Credit Union?

Jim & Kathy H.

Members since 1984

“We have been members for over 30 years. We have done our home and car loans through PCT as well. We just rewrote our mortgage. PCT has always been a good experience. They are always consistent.”

Paula B.

Member since 2012

“I tell everyone about this credit union. I love this place! I have never heard of a credit union (or bank) going so far above and beyond for a member.”

Shannon, Kelsey, and Tyler L.

Members since 1993

“We absolutely are grateful to all of you: for your efficiency, professionalism, advice, support, politeness, expertise, kindness, and years of service. Thank you!”

Joanne B.

Member since 1981

“Their business operations are current in practice and modern technology, but the whole place conveys a sense of helpfulness and caring that is rare in today's fast-paced world.”