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Applying for Membership Made Simple!
Joining M-O FCU is a breeze! Just click on ‘Apply Now’ and our online application will guide you through each step. A representative from the credit union will reach out to assist you in completing your membership process.

This membership application is specifically for a regular share (savings) account; a checking or additional options can be included upon account opening. If you already have an account with M-O FCU and wish to add a checking option, please contact a credit union employee directly.
Loan Options for the Home of Your Dreams
We’re dedicated to helping you find the home loan solution that best suits your needs. Whether you’re looking to build your dream home, have found the perfect property to purchase, or are a DIY enthusiast planning a home renovation, we will assist you in finding the best loan. Furthermore, we partner with Rocket Pro TPO to offer you a broader selection of loan options, including VA and FHA loans.
Apply online today...instant approval!
We offer a variety of loan products including: new & used auto loans, credit cards, signature loans, home improvement loans, computer loans, and more. We invite you to explore your borrowing options with M-O FCU! Simply click on ‘Apply Now’ and our online application will guide you through each step. A loan officer will contact you after reviewing your application.
Member Benefits
Come Grow with Us!
Membership with Value
Opening a share (savings) account gives you lifelong membership and access to various financial products and services, including traditional savings and loans, enhanced online and mobile account access, electronic transfers, retirement products, and so much more!
We Put Our Members First
Our Members & Their Needs Are Our Top Priority!
Loans from credit unions are often some of the most competitive options on the market, allowing you to choose the loan duration, payment amount, frequency, and the best payment method for you. At M-O FCU we strive to minimize your borrowing costs by providing you with low rates & minimal fees.
About Us
National Credit Union Administration logo Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.