Applying for membership is easy! Just click “Apply Now” to begin your membership application. FRECU services 13 active cooperatives and one former FECA Member Cooperative, serving 52 counties in Florida. Experience the benefits of membership exclusive to Florida Rural Electric Credit Union. Once submitted, a Credit Union Representative will review your application and be in touch.

Our vehicle loans span from the traditional autos to boats, motorcycles and even RVs! With competitive rates and easy terms, look no further than FRECU for your borrowing needs. *Restrictions may apply; rates subject to change; refinance applies to loans at other institutions.

Get a rate of 8.49%* on all credit card balances you transfer over to your FRE Credit Union Visa. *Annual Percentage Rate.