Applying for membership is easy! Just click 'Apply Now' and the application will take you through each step. If your application isn't auto-approved, don't worry, a credit union representative will follow up with you to help you complete your membership.

If you're thinking of buying a new or used car anytime soon, make your purchase stress-free and apply for a pre-approved loan at POCUMD. That way, you can step into the dealer's showroom with the confidence of having your loan ready to go. Plus, when your low-rate loan is already set, you can save money by buying smart and taking advantage of rebates and bargains. That can save you thousands of dollars. Now's the time to look for all those end-of-the-year deals, too!

A Personal Loan from POCUMD is a great idea if you are looking to consolidate bills, go on vacation and pay for unexpected expenses without having to dip into your savings. Our competitive interest rates and convenient payment options make us the best choice for building and establishing credit history.