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Apply for Membership Today!

Not only is having a community charter good news for new members, but it benefits current members by strengthening the credit union in size and diversity. As we grow, we continue to offer expanded services to provide you with more convenience!

Apply Now

Refinance Your Auto Loan at NCCU & Save!

Bring your auto loan back to NCCU and we'll give you a .50% rate discount!

Speak with an NCCU loan officer for complete terms and disclosures."

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Home Loans

Now is the time to lock in the interest rate on a new home mortgage while rates are still at a historic lows. And since Centennial Lending is our close lending partner, you will always have lower than usual closing costs other mortgage lenders don’t offer. Click the link below to view Centennial Lending’s current rates for the home loan that’s right for you.

Mortgage Inquiry


Why Northern Colorado Credit Union?

Our Members Come First!

NCCU is Committed to Enhancing the Member Experience

With our recent system update, we have added many new services and features to make it easier to manage your money. Our new mobile-friendly online banking platform, mobile app and online budgeting tool, allows you to have more control over your accounts than ever before.

NEW NCCU Mobile App

Now Available for Download on the App Store or Google Play

For those always on-the-go, our NEW NCCU mobile app allows you to manage your accounts from nearly anywhere! With our new mobile app, you can easily check your balances, transfer money, apply for a loan and you will soon be able to conveniently deposit checks with your smartphone.

Branch Locations

National Credit Union Administration logo Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.