Everything you have stated in this application is correct to the best of your knowledge. You authorize the credit union to obtain credit reports in connections with the application for credit and for any update, renewal, or extension of the credit received. If you request, the credit union will tell you the name and address of any credit bureau form which it received a credit report on you. You understand that it is a crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to Credit Unions.