Skip Pay

Take a break from your loan payments for a month and use the money for your holidays, vacation, gifts, expenses or simply save it for a rainy day!

For only $35 per loan, you can be payment free for an entire month!

If you have multiple qualified loans you are eligible to skip them all!

Qualified loans include: Auto's, personal/signature and other secured loans such as motorcycles and RV's

$35 administrative fee applies to EACH loan payment skip request.

Administrative fee is non-refundable and must be paid at the time of request

* This offer is good through January 31, 2025

Please complete and submit the form below

First Name

Last Name

Account Number

Loan Suffix(s)

Loan Suffix

Which month would you like to skip your payment? (choose one below)

November

December

January

Which account would you like debited for the $35.00 Administrative Fee? (choose one below)

* $35 Admin Fee per Suffix. Funds must be available.

Savings

Checking

Other (enter Suffix # below)

Other Suffix if applicable

Terms and Conditions: By signing below, you request that Metrum Community Credit Union (MCCU) defer your loan payment(s) as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue at the rate provided for in your original loan agreement, during and after that time; 2) deferring your payment will result in you having to pay higher total FINANCE CHARGES than if you made your payments as originally scheduled; 3) this payment deferral will extend the maturity date of your loan(s), at which time all remaining amounts of principal and interest must be paid; and 4) you will be required to resume your regular monthly payments in the following month. If you previously elected GAP insurance or Debt Protection Credit Life and/or Disability insurance, the insurance coverage will not be extended beyond the original maturity date. All deferrals are subject to MCCU approval. Your account must be in good standing at time of request. If your loan payment is set up for ACH payment, request for skip payment must be received at least 4 business days prior to loan payment date. Accounts that have received a hardship skip payment within the last 12 months or that is currently delinquent do not qualify. Skip payments cannot be used to skip your fist loan payment (new loans). The Administrative fee is nonrefundable if request is denied. Offer not valid on any mortgage or line-of-credit type loan.

We have received your request. One of our Loan Team Members will contact you by your preferred contact method within the next 4 business days.