Loan Application

Thank you so much for your interest in a loan through Garden Island Federal Credit Union. Below you will complete the required fields and once submitted we will be in touch with next steps.

Getting Started:

Are you a current credit union member? *

Yes, I am a member

No, I am not a member

Application Type *

Individual Credit

Joint Credit

Loan Information:

Loan Amount *

Maximum Affordable Monthly Payment Requested

About You:

First Name *

Middle Name

Last Name *

Mother's Maiden Name

Date of Birth *

Credit Union Account Number

Social Security Number *

Driver's License Number or State ID Number *

Daytime Phone Number *

Mobile Phone

Email *

About You Continued:

Address Line 1 *

Address Line 2

Address Line 3

City *

ZIP/Postal Code *

Monthly Housing Expense *

Years and Months at Address *

Mailing address is the same as physical address

Mailing Address:

Address Line 1

Address Line 2

Address Line 3

City

ZIP/Postal Code

Employment:

Work Title

Name of Employer *

Years and Months on Job *

Gross Monthly Salary Amount *

Hours Worked Per Week *

Other Employment – include other details of additional employment

Other Income - Monthly Amount

Debts to Consolidate:

Creditor

Amount

Will this account be closed?

No

Yes

Additional Comments

Creditor

Amount

Will this account be closed?

No

Yes

Additional Comments

Questions:

Do you have any outstanding judgements? *

No

Yes

Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under Chapter 13? *

No

Yes

Have you ever had property foreclosed upon or repossessed in the last 7 years? *

No

Yes

Are you a party in a lawsuit? *

No

Yes

Are you other than a U.S. Citizen or permanent resident alien? *

No

Yes

Is your income likely to decline in the next two years? *

No

Yes

Are you a co-maker, co-signer or guarantor on any loan not listed above? *

No

Yes

Supporting Documentation:

If you have the documents listed below available - please feel free to upload them now. Additional documentation may be requested for loan processing.

Your proof of income - upload your most current pay stub
Upload your driver's license

Proof of Income - PDF

Click or drag & drop file here to upload

Proof of Income - Image

Click or drag & drop image here to upload

Driver’s License or State ID - PDF

Click or drag & drop file here to upload

Driver’s License or State ID - Image

Click or drag & drop image here to upload

Optional Protection

Add plans to your loan terms and documents here.

Credit Insurance

In case of an accident, injury, or death, credit insurance is a great way to help ensure your family can manage loan payments if something happens to you.

GAP

If your vehicle is stolen or totaled in an accident, GAP can cover the difference between what your primary insurance will pay and the amount you owe on your loan. Plus, get a credit toward a new loan when you purchase a new vehicle through the same credit union. If your vehicle isn't totaled, but repairs cost more than your deductible, Deductible Assistance can reduce those costs.

Mechanical Repair Coverage (MRC)

Mechanical Repair Coverage may help limit unexpected, covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs.

Terms and Conditions

Read the important information below before submitting your request. Depending on the nature of this request, these disclosures may contain important information regarding applicable rates, fees and other costs.

Important Disclosures

Credit Report Authorization:

Accuracy of Information: It is a crime to willfully and deliberately provide incomplete or incorrect information in this request.

By checking the box(es) below and submitting this request, all parties named below are agreeing to the terms, conditions and disclosures associated with this request.

I agree to the terms, conditions and disclosures of this request as the primary applicant.

Note: A confirmation email will be sent to the email address provided confirming we received your loan request. The email will contain a link to the applicable disclosures.

Electronic Document Consent

I want to receive my loan documents electronically...

Comments

Thank you for submitting your loan request. One of our loan officers will review your request and contact you within 1 business day. Please contact the Loan Department at 808-245-2192 if you have any questions. Thank you for considering Garden Island FCU for your lending needs. Mahalo!