See employee for additional terms and details. Membership must be in good standing at the time of loan approval and/or funding. All loans are subject to credit review, underwriting, and final approval. Additional information may be required to complete the application, not all applicants will qualify. Offer is for a secured auto loan and must be new money (purchase or refinance from another financial institution) with a minimum loan amount of $10,000.00. Final rate for selected rate reduction offer will be based on applicant’s normal qualifying rate. Cannot be combined with any other offers. Rate reduction of 1.00% will be applied after conditional requirements of new checking account, direct deposit set up and receipt of at least one recurring deposit with a minimum amount of $300, and debit card have been completed. If not completed after 90 days from loan date, 0.50% rate reduction will be applied to loan. Payment will not adjust with rate reduction, loan term may be reduced with rate reduction. Loan applications must be received no later than 3/31/2024 and loan must be closed no later than 4/12/2024. *