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The member account opening process is easy! Just click “Apply Now” and the application will take you through each step. If your account isn’t auto-opened, don’t worry a credit union representative will follow up with you to help complete your membership.

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Apply for a loan today!

Applying for a loan is easy! Just click "Apply Now" below and follow the instructions to fill out the loan application. Once submitted, a credit union representative will review your application.

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Apply for a HELOC Today!

Applying for a HELOC is easy.... just click "Apply Now" below and follow the instructions to fill out the application. Once submitted, a credit union representative will review your application.

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Why Chiphone FCU?

Carolyn R.

Member

"Our car loans and motorcycle loans have all been through Chiphone. The last car loan was the only one that Chiphone couldn't give us the best interest rate. I like being local instead of big companies far away. Chiphone has good people to work with."

Patricia Z.

Member

"Angie met with us and walked us through new account process. She answered all my many questions about products offered, and opportunities for growth with Chiphone as our credit union. I was extremely happy when I left, it was that PERSONAL touch that made it seem as if we made the right decision."

Rachel B.

Member

"Angie was extremely helpful and courteous in processing my vehicle loan. It was a very busy environment when I was in her office; however, she was still able to give me the time and courtesy that I needed. She was very informative and had control of the matter at hand."

Patricia Z.

Member

"I love being looked at as a person not just a figure or a name on a loan application. I know firsthand Chiphone cares about the community as well and for that we will be loyal customers. Thank you for the opportunity to share about how great your employees are!"

Steve M.

Member

"I’ve been with Chiphone FCU for a number of years. The employees are always friendly and go out of their way to help with financial needs. I’ve gotten many loans and purchased numerous vehicles during my membership and will continue to stay with them. Great organization, I highly recommend them."

Jody C.

Member

"I would like to say i had a great experience opening an account from Chiphone FCU I could not ask for better service and Angela Clift is most helpful person I have ever dealt with in 30+ years in the banking industry, I will be switching all my banking over to Chiphone, you have a member for life."

Patricia Z.

Member

"Biggest thank you to Alaina Gill! I have never met a sincerer Customer Service Representative in my banking history then Alaina. She has worked with my husband and I for several years now and on several different projects. She has been there every step of the way helping us achieve our goals."

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Federally insured by NCUA